Looking for work form home self employed sales agents! (No experience)
2022.01.25 19:22 FreeBarracuda9127 Looking for work form home self employed sales agents! (No experience)
Looking for self employed sales agents, no experience
We are a brand new investment firm (www.fpfx.co.uk) offering our automated system to our clients! You will be paid commission only with no hourly commitment, work one hour a month if you want! You will get paid 50% commission (£100 - £2000 min) on your first sale and 25% (£50 - £1000 min) for each sale from there. There is a progression route to boost your commission up to 50% permanently!
You have full flexibility and responsibility for generating sales, by any legal means necessary! You decide how you promote and sell our products. This could be a full time paying job if the commitment is put it, or a job on the side.
We don’t need experienced people although if there is a proven track record of sales, a higher commission will be offered.
You must make at least 1 sale a month to stay with us long term. A great company with great progression routes!
Please email firstname.lastname@example.org if you are interested in joining our sales team! This job is work from home, wherever you are.
submitted by FreeBarracuda9127 to GetEmployed [link] [comments]
2022.01.25 19:22 jovetic [QC] Yeezy Wave Runners from Vicky. GL or RL?
2022.01.25 19:22 Samuri-kun Customed aeon 72s; Changed to 64 mm wheels, Reign V3 HT liners and removed the 45° straps for being too short.
2022.01.25 19:22 ChrisPassalino Coby White
I just bought a Coby city jersey and am having second thoughts on whether or now I should return it since Coby might be traded. Should I return it?
submitted by ChrisPassalino to chicagobulls [link] [comments]
2022.01.25 19:22 magic8ballzz Rate the Country Song Update
Many of you have probably noticed my post a few days ago about a poll I created to rate country songs. That poll is no more. I had intended to leave the poll up until June 30; however, I had been notified that my Google account had been hacked. Google took care of the problem rather quickly, but, unfortunately many of the polls had been changed or deleted. With the amount of work I had put into it, it wouldn't make sense to correct everything and recreate the lost polls. Thank you to those that did vote and left comments.
submitted by magic8ballzz to country [link] [comments]
2022.01.25 19:22 Bugobeer I need to hurry, if i am 1 second late the world will explode
2022.01.25 19:22 Lost-Guarantee229 BGFV to the moon (High Short Interest, Huge Value, and history of specials dividends)
(Re-posted as it got taken down with no message telling me what was wrong) Don't jump the gun and get mad at me for this just yet. Their short interest is over 30%, and the value of this can help push prices up (especially if they perform well on their next earnings, potentially offering another special dividend). Thanks, and enjoy! Company Overview: $BGFV– Big 5 Inc
. is a sporting goods retailer in the USA, operating over 400 stores and an e-Commerce platform. Big 5’s product mix contains athletic shoes, apparel & accessories, outdoor & athletic equipment, fitness product, camping & outdoor products, sports gear, and wintesummer recreational gear. Big 5 sells brands such as Adidas, Nike, Rawling, Under Armour etc. and they offer merchandise under their own private label (which represents 2% of total sales). A list of the largest brands they carry can be found in my original analysis here
As of their Q3 2021 report, Big 5 has 429 stores that are open and operating, which is down from their 2018 high of 436 stores. Their recent store closures all stem from the impacts that COVID had on the retail sales environment and is not of huge concern.
Big 5 reports their revenues under 2 main segments: Soft Goods (athletic apparel and footwear), and Hard Goods. These will be referenced later in this analysis. Investment Information: Seasonality:
Big 5 has noted that seasonality has influenced their buying patterns. This is due to Big 5 purchasing their inventory one season in advance. This early purchasing can help them to reduce costs by buying items “not in season” and holding them in inventory until they “are in season” and sell for a premium. The only problems with this are having the necessary space to store all of this inventory. Furthermore, if the cost required to store these items exceeds the amount saved by purchasing them in advance, they may be doing a disservice to their cost of goods sold, and their operating margins. Furthermore, having all of this inventory can only work if their inventory turnover ratio is low. Big 5’s Inventory Turnover Ratio is 2.96, this ratio is rather low, and implies that they will sell all of their bought inventory within 124 days of receiving their inventories. However, we know that Big 5 takes on excess inventories, so a ratio that is this low is to be expected. Furthermore, Big 5 is buying the items a season ahead of time, so it would make sense that the ratio is approximately 3 as opposed to 4, as the inventory is stored for 1 season (91 days), and is sold within 33 days of the inventory’s “season” (which is quick considering their purchasing logic). Store Locations:
Big 5 has 429 stores in various states in Western USA. The number of stores by state can be found below (in my OG analysis here
As stated previously, Big 5 operates in Western USA (primarily California). Their current positioning will allow them to grow their operations Nationally (if that is what they choose to do) , however, they already service the USA in terms of their Commerce platform (so having stores in each state may not be necessary). Management Team:
This sectioned is designed to give you (the reader) insight into the background of the highest (executive) managers/officers at Big 5. The following people are listed as the highest-ranking members of the Big 5 Management Team
. Steven Miller (President & Chief Executive Officer):
Steven G. Miller is Chairman of the Board, President, Chief Executive Officer of Big 5 Sporting Goods Corporation. He has served as Chairman of the Board, Chief Executive Officer and President since 2002, 2000 and 1992, respectively. He has also served as a director since 1992. In addition, he served as Chief Operating Officer from 1992 to 2000 and as Executive Vice President, Administration from 1988 to 1992. Barry Emerson (Executive VP, Treasurer & Chief Financial Officer):
Barry Emerson has been the CFO and Treasurer of Big 5 Sporting Goods Corp. since October 2005 and the Senior VP since September 2005. Mr. Emerson served as Vice President, Treasurer and Chief Financial Officer of U.S. Auto Parts Network Inc. and at Elite Information Group Inc. (at different times), from May 1999 to July 2005. With more than 20 years of experience in finance management, Mr. Emerson has accrued substantial experience in managing the financial and administrative activities of a business; including areas of investor relations, Board of Directors, financial reporting, acquisitions, and building relationships with lending institutions. Mr. Emerson is a Certified Public Accountant of AICPA with an MBA in Finance from UCLA. He earned his bachelor’s degree in accounting from California State University, Long Beach. Boyd Clark (Executive VP & Chief Merchandising Officer):
Mr. Clark brings 35 years of retail experience, including 30 years as a buyer or merchandise manager. Mr. Clark has served in Big 5’s Buying Department since 1992, and as Vice President of Buying, for the last 12 years. Prior to joining the Company, Mr. Clark was a buyer and divisional merchandise manager at another regional retailer and an independent manufacturer sales representative in the sporting goods industry.
As you can see, Big 5’s top 3 Executive Officers have sufficient experience in their respective fields, which makes me confident that Big 5’s Management Team can lead this business into the future and make the right decisions on behalf of the company, and their shareholders. Dividends:
If you take a quick look at Big 5’s historical dividend pays outs, you will quickly notice how sporadic their payments are. In this section I will try to explain the reasoning behind their odd dividend payments. Firstly, in 2020 you will notice that they only paid out 3 dividends (as opposed to their regular 4 dividends). This is due to them missing their Q2 2021 dividend payment, which they explained was due to the uncertainties during the start of COVID (they had to shut down the operations of various stores). However, they quickly rebounded in Q3 and operations restarted, which was why they were able to re-instate and raise their dividend payments back to their usual schedule.
Additionally, Big 5 had some odd dividend payments during 2021. Firstly, they decided to raise their divided in Q1 2021 to $0.15/share, which was due to their great financial performance. In Q2 2021, Big 5 decided to increase their dividend again to $0.18/share.
However, there was another dividend payment before their Q2 dividend. This payment was a special dividend of $1/share paid 2 weeks prior to their 2021 dividend. In their 8-K disclosure they noted “Additionally, to further return value to shareholders, the Company’s Board of Directors has declared a special cash dividend of $1.00 per share of outstanding common stock, which will be paid on June 1, 2021 to stockholders of record as of May 17, 2021”, as being the reason they paid their special dividend, however some have speculated it was to fuel a short squeeze (as their short interest was very high at this time).
Next up was their Q3 2021 dividend, which yet again was increased. This time it was increased to $0.25/share, which has persisted with their Q4 2021 dividend.
Lastly, between their Q3 and Q4 dividend they paid another special dividend of $1/share. Once again, Big 5 stated that this was due to their strong financial performance, and yet again there were people speculating that it was to fuel a short squeeze.
This year, BGFV’s dividend yield was 4.3% when factoring out their special dividend. However, when including their special dividend payments, their dividend yield was 14.5%. Competitors:
In order to undergo the comparable analysis, we need to get an idea of their closest competitors. These competitors must operate in the same space, operate in similar geographies, be of similar market cap, and have valid financial ratios. Using this criterion, I came up with the following.
· $DKS – Dick’s Sporting Goods:
DICK'S Sporting Goods is a sporting goods retailer in the eastern United States. It provides hardlines, including sporting goods equipment, fitness equipment, golf equipment, and hunting and fishing gear products; apparel; and footwear and accessories. Currently, there are 730 DICK'S Sporting Goods stores across the USA.
· $ASO – Academy Sports and Outdoors:
Academy Sports operates as a sporting goods and outdoor recreational products retailer in the United States. The company sells outdoor equipment, accessories, and apparel as well as sporting equipment, accessories, and apparel. Furthermore, Hibbett is licensed to sell professional and collegiate team apparel and accessories. ASO operates 259 retail locations in 16 states and three distribution centers located in Katy, Texas, Twiggs County, Georgia, and Cookeville, Tennessee. The company also sells merchandise to customers through academy.com website.
· $HIBB – Hibbett Inc.:
Hibbett Sports retails athletic-inspired fashion products in small and mid-sized communities in the United States. Its stores offer a range of merchandise, including athletic footwear, athletic and fashion apparel, team sports equipment, and related accessories. Currently, there are 1,067 Hibbett retail stores, which include 882 Hibbett Sports stores, 167 City Gear stores, and 18 Sports Additions athletic shoe stores. It also sells its products through online channels.
· $FL – Foot Locker:
Foot Locker operates as an athletic footwear and apparel retailer. Footlocker sells athletic footwear, apparel, accessories, equipment, and team licensed merchandise under the Foot Locker, Lady Foot Locker, Kids Foot Locker, Champs Sports, Eastbay, Footaction, Runners Point, and Sidestep brand names. Currently, there are 2,998 retail stores in 27 countries across the United States, Canada, Europe, Australia, New Zealand, and Asia. Financial Information:
· Yearly Financial Performance (Good):
In 2020, Big 5 was able to increase their net sales by 5% YoY, while managing to limit their COGS increase to 1.1% (which contributes to better gross margins). Additionally, Big 5 was able to increase their operating income by approximately 400%, thereby increasing their net income by over 500%. These sizable increases in operating income and net income, can be attributed to Big 5’s cost management over the course of 2020.
· Yearly Financial Performance (Bad):
In 2020, there was little to complain about when discussing Big 5’s financial performance. Over the course of 2021, Big 5 added approximately 160,000 shares to their outstanding shares balance, indicating a 0.7% share dilution (which is smaller than their dividends (factoring out the special dividends). Furthermore, Big 5’s footwear sales fell by 18%, and their apparel sales fell by 16% over the course of 2020.
· Q3 2021 Financial Performance (Good):
In Q2 2021, Big 5 managed to decrease their COGS from Q3 2020 by 7%, which helped them to limit the decrease in gross profit. Big 5 was able to increase their revenues in the following categories; Footwear by 25%, and apparel by 17%.
· Q3 2021 Financial Performance (Bad):
Conversely, in Q2 2021, Big 5 had a subpar financial performance. They experienced the following decreases compared to Q3 2020; Sales decreased 5% (due to an 18% decrease in their hard goods revenues (largest contributor to total sales)), Gross Profit decreased by 1.2%, Operating Income decreased by 15%, net income decreased by 15% as well. Lastly, they experienced a 2% share dilution YoY. 2019 Equity Incentive Plan:
Big 5 has 3,848,803 shares that they can issue under their equity incentive plan over the next 10 years. Which could dilute shares by 18.4% during this time (1.7% per year). This is not that significant, as they offer dividends higher than this 1.4% benchmark. Furthermore, Big 5 has $15.3M held for share repurchasing, which represents roughly 700,000 shares to be repurchased, which will help to offset the potential dilution they might face over the next 10 years. Investment Valuation:
\To get a visualization of my models and how I arrived at these figures, refer to the charts at the bottom of my OG analysis* here)\* Comparable Analyses:
By comparing Big 5’s financial ratios to that of their publicly listed competition (listed above in the “competitors” section) I found the following: P/E Ratio:
Based off of Big 5’s Price to Earnings Ratio in comparison to their competitors, $BGFV stock should be valued at $27.13/share, which would imply a share price increase of 40%. PEG Ratio:
Big 5’s PEG ratio (compared to their counterparts) indicates that the BGFV stock should have a fair value of $19.45/share, which would imply their stock is currently at it’s fair value. This comparable reflects a different story than the P/E multiple, which is why I decided to compare their EV/EBITDA multiple as well. EV/EBITDA Ratio:
Big 5’s EV/EBITDA ratio indicates that their fair value is $32/share, which would translate into a potential upside of 65%. All 3 comparable analyses are in agreeance that Big 5 is at or under their fair value, however the results vary heavily. Comparable Valuation:
Due to the variability between comparable analyses, I decided to take average the 3 comparable results. By doing this I arrived at a final comparable valuation of $26.19, which implies an upside potential of 35% DCF:
By inputting the necessary data into my DCF model, I arrived at a fair valuation of $BGFV stock of $54.82/share, which implies an upside potential of 180%. Overall Valuation:
In order to provide simplicity, I wanted to come to one final, all-encompassing valuation for the $BGFV stock. I did this through taking the average valuation of the Average Comparable, and the DCF model. By doing this I arrived at a price target for the $BGFV stock of $40.51/share, which implies an upside of 108%. Investment Plan:
My plan for an investment in the $BGFV stock would go as follows:
· Enter into a position below the fair value, preferably at/below $20/share.
· Hold long-term (with dividend re-investment)
· Re-evaluate the position as new data is released (especially their financial reports to see if they continue their growth, or if their growth starts to fall short of expectations). Risks:
· Financial Performance:
In Q3 2021, there were many concerning metrics that arose from their financial statements. Namely, revenues, operating income and net income declining. If these trends continue, long term investors will start to trim their positions. However, if BGFV is able to reverse this trend, and start to exhibit growth again it will be very bullish, especially since they are paying out high dividends and special dividends when they perform well (rewarding shareholders). Catalysts:
· Financial Performance:
Over the course of 2020 (and a bit of 2021), Big 5 reported very good earnings. This performance was great, however, as we saw in their quarterly performance this is not likely to be sustained over the long run. If Big 5 is able to grow above my predicted CAGR (or limit their COGS increase to below what my model implies), my DCF model will be underestimating the fair value of Big 5 (implying a higher fair value) so watch out for that!
submitted by Lost-Guarantee229
to wallstreetbets [link] [comments]
2022.01.25 19:22 iamcalifw 🚀 Welcome to MetaDoge Introducing a crypto-yielding a decentralized token with amazing futures ⭐️ Renounced Ownership - GEM x1000 moonshot | LP Locked 1 year
🚀 MetaDoge is a decentralized crypto network that is earned, owned and governed by the community from the outset. No more presale.
Slippage : 0%
We are now TRENDING on TOKENSNIFFER!
⭐️ This project has really created hype in the market. This project has very high potential to reach 20M on launch.
✅DEXTOOLS TRENDING PAID FOR
✅CMC FAST TRACK
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🔒 1 YEAR LOCKED LP
As with all fair launches if you want to play it safe wait for the liquidity lock and ownership renounced.
POOCOIN Ads, 4CHAN ads, and Bitmedia ads all starting this week!
⭕️ No Presale, No Team Tokens
🚀 Buy On Pancakeswap - https://pancakeswap.finance/swap?outputCurrency=0xEEAEBd1B1d4a5594c420f0c4876e9b0ede4F3838
Chart : https://charts.bogged.finance/?c=bsc&t=0xEEAEBd1B1d4a5594c420f0c4876e9b0ede4F3838
Renounced Ownership : https://bscscan.com/address/0xEEAEBd1B1d4a5594c420f0c4876e9b0ede4F3838#readContract
submitted by iamcalifw to SatoshiBets [link] [comments]
2022.01.25 19:22 Ek939393 Wohnungsfinanzierung aktueller Zinssatz
Hallo zusammen, ich habe letztes Jahr meine Eigentumswohnung mit 0,78 % finanziert mit einer Zinsbindung von zehn Jahren. Die Zinsen sind ja seit dem etwas angestiegen. Ich habe nun eine weitere Wohnung, die ich als Kapitalanlage kaufen möchte. Ich könnte diese nun mit einer Zinsbindung von zehn Jahren mit 1,5 % finanzieren. Der Kaufpreis beläuft sich auf 150.000 €. Ich habe nun bei drei Banken angefragt, und das war das beste Angebot. Trotzdem wollte ich einmal hier fragen, mit welchem Zinssatz ihr, Falls ihr in letzter Zeit finanziert habt, finanziert habt. Vielen Dank im Voraus
submitted by Ek939393 to Immobilieninvestments [link] [comments]
2022.01.25 19:22 NFT-Pioneer NFT-Pioneer Industries Mint Live
THE MINTING OF AN ADDITIONAL 250 NFT'S HAS ALREADY BEGUN!
It's time to MINT!
Pioneer Industries| Mint 1 :Price per PioneerNFT: 0.1 ETH
2 : Only 250 PioneerNFT will be sold this time.
3 : Max 4 per wallet.
submitted by NFT-Pioneer to NFT [link] [comments]
2022.01.25 19:22 dascodevere Whenever my life goes to shit and my bitch ass can blame it on the stars again
2022.01.25 19:22 ShinyApocrypha Beetles that drink blood?
I'm not trying to ID a bug that ive found, but, i am trying to find if any kind of beetle that drinks blood exists. i know absolutely nothing about bugs, and google has been unhelpful, because it sees "drinks blood" and immediately just shows me mosquitoes and bed bugs. I'm also completely unsure if bed bugs are beetles, they look beetle shaped, but online ive only ever seen them described as just bugs.
anyways. is there any specifically beetle species that drinks blood?
submitted by ShinyApocrypha to whatsthisbug [link] [comments]
2022.01.25 19:22 superiorpyre pwntools on m1 mac?
Hello, I'm working on creating a tutorial binary exploit for an m1-based mac. For simplicity and portability i'm using an M1-based Kali VM and trying to use aarch64 shellcraft but getting weird errors and wondering if anyone has successfully gotten pwn to work for them?
Main error message when trying to use asm() on a shellcraft payload is:
pwnlib.exception.PwnlibException: Could not find 'as' installed for ContextType()
Try installing binutils for this architecture:
but dont know what binutils arch it's expecting, i tried installing a couple to no avail.
appreciate any of yall's time thanks
submitted by superiorpyre
to ExploitDev [link] [comments]
2022.01.25 19:22 zrye Good first surface cleaner for this 3300 PSI 2.5 GPM
2022.01.25 19:22 nebularnovember Fishing in the mountains of NC, caught on a tiny blue swimbait
2022.01.25 19:22 SuperGuy41 Is that it then? BF2 is now a shooter?
Not a single game in 10 with more than one sabre hero on either side.
submitted by SuperGuy41 to BattlefrontTWO [link] [comments]
2022.01.25 19:22 GojoTojo Race customization for es6
Who else hopes that in es6 you can choose to be a different type of race? Like for example the pahmar-raht which is a type of khajit that usually serve as guards but they make the tallest altmer look like a child. Or even playing as a titanborn nord i think that be super cool
submitted by GojoTojo to elderscrollsonline [link] [comments]
2022.01.25 19:22 notimeforthisdelete Bloggers who get over a 100k visits a month. Where do most of your visits come from?
Bloggers who get over a 100k visits a month. Where do most of your visits come from? In the past I focused more on social media than SEO and as a result I got quite bit of social media views but not many clicked to get to my site so I am thinking about focusing more on SEO.
Also now you have read this: what is your favorite free tool for SEO optimalization? I use YoastSEO but not a big fan.
submitted by notimeforthisdelete to Wordpress [link] [comments]
2022.01.25 19:22 FluByYou Trouble D/L from Giants
Anyone else have trouble D/Ling FS22 From the Giants website? I bought it, entered the key, downloaded the 3 included DLCs with no issue, normal speed, then I tried downloading the 12.8GB main file. It took 25 minutes to d/l 0.1GB and says it's going to take 2 days. That's unacceptable and I think I'm entitled to a refund, if only to buy it from Steam so I can actually download and play it. No responses from Giants through email or social media after several hours.
submitted by FluByYou to farmingsimulator2022 [link] [comments]
2022.01.25 19:22 cowarrior1 Thoughts on Series A startup that was cofounded by people who had successful exit
Cofounders had previously successful exit acquired by Palo Alto Networks.
Industry is in Cybersecurity and Threat Intelligence based in Israel.
Series A- $20M funding ->
Partnerships with some Unicorns, and big companies lined up.
Employee count 38-39. 277% headcount in a year and 77% headcount growth in 6m
Let me know your thoughts.
submitted by cowarrior1 to cscareerquestions [link] [comments]
2022.01.25 19:22 International_Lie810 I don’t want to get better?
I cant tell anymore. I wake up and every day is the same sluggish chore as the last. I don’t have any help outside of close friends and I feel like I’m trying to be happy just because I feel like I have to be? I cant tell anymore. All I know is some days I don’t have the will to try and help myself.
submitted by International_Lie810 to mentalhealth [link] [comments]
2022.01.25 19:22 trusty87 Freshman Engineering
If you’re in the honors college as engineering major, do you live in the honors residence or the Engineering living community?
submitted by trusty87 to Gamecocks [link] [comments]
2022.01.25 19:22 rnbwbrt_ Where to Study at night? (Beside Kaldi’s, Northside and Three Whistles)
As the title says. I do my best work at night but I need to get out of the house from teleworking all day. Winter blues/stagnancy are a real thing being cooped up.
(I do take walks and Vitamin D3)
submitted by rnbwbrt_ to nova [link] [comments]
2022.01.25 19:22 soledade7427 Man these etymotics are so good for drums, It is unbelievably real.
submitted by soledade7427 to headphones [link] [comments]
2022.01.25 19:22 KapkanNikolai Remade my logo for my fictional fallout game